We serve individuals and businesses in all areas of financial management, including:

Investment Planning
Determining your risk-allocation needs. Putting in place investment strategies based on sound principles that address the need to preserve, grow and/or provide lasting wealth. 

Retirement planning
Making the most of your retirement plans. Determining how much you need to retire comfortably. Managing assets before and during retirement.

Tax management
Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.

Estate planning
Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.

Education funding
Recommending investment and accumulation strategies to help you pay for your children's education.

Risk management
Managing client risk is part of the entire process.  A starting point for managing risk is addressing client liability exposures.  This can be accomplished by reviewing existing insurance policies.  Recommending changes when appropriate. Finding the best policy for your situation.  

Employee and executive benefits
Helping your business attract and retain qualified employees through benefit packages.  Providing strategies for executives: concentrated employer stock hedges, etc..